ITR FNO

Legal

Terms of service

These terms govern use of ITR FNO and the purchase of automated workpaper assistance. Effective 1 August 2026.

Scope: ITR FNO produces automated, source-linked workpapers for CA review. It is not an e-filing service, legal opinion, tax audit, or substitute for your chartered accountant. Your CA decides the tax position and files the return.

Contracting operator

The contracting operator details are not yet published. Online checkout remains disabled until the operator name and business address appear here.

The service

ITR FNO uses software to extract, organise, and cross-check supplied records into a sourced workpaper intended for review by a qualified chartered accountant. It is not tax-return filing, tax audit, legal advice, investment advice, representation before an authority, or an automated system that determines your final tax position without professional review.

Your responsibilities

  • Provide complete, accurate, legible, and authorised records for every relevant broker and account.
  • Do not upload data unless you have the data subject's authority and a lawful purpose.
  • Review the deliverable and flags promptly; do not treat a balanced workpaper as proof of completeness.
  • Engage a qualified professional to decide positions, complete other schedules, assess audit, and file by the applicable deadline.
  • Keep independent copies of source files and final returns. ITR FNO is not your statutory archive.

Known scope limits

A broker workbook cannot by itself prove bank balances, all capital introduced or drawings, presumptive-tax history, the 5% cash tests, or classification of delivery trades. Multi-broker cases require all reports. As of the effective date, the F&O computation path has been tested using synthetic fixtures matching real broker layouts but has not been validated against a corpus of paired real F&O files and CA-finalised figures.

Orders, prices, and delivery

The price, included files, revision allowance, estimated delivery, and output format shown at checkout or in a written quote form part of the order. Delivery estimates are not filing-deadline guarantees. Work may pause while required information is missing. Taxes and payment-provider terms may apply.

Acceptable use

You may not upload malware, probe or bypass security, overload the service, submit records without authority, reverse engineer protected service components, resell a deliverable as automated assurance, or use the service for unlawful or deceptive conduct. Access may be suspended to protect users, systems, or legal obligations.

Intellectual property

You retain rights in records you provide. Subject to payment, you may use the delivered workpaper for the relevant taxpayer's compliance and professional review. ITR FNO retains its software, templates, methods, branding, and general know-how. We do not acquire the right to publish confidential case data.

Disclaimers and liability

The service is provided with reasonable care but depends on supplied records, broker formats, law, and professional judgments. To the extent permitted by law, indirect, consequential, special, and loss-of-profit claims are excluded. Aggregate liability arising from an order is limited to the amount paid for that order. Nothing excludes liability that cannot legally be excluded, or limits applicable consumer rights.

Termination and general terms

Either party may end an uncompleted engagement subject to the refund policy. Clauses concerning confidentiality, payment, intellectual property, disclaimers, and liability survive where relevant. If part of these terms is unenforceable, the remainder continues. A failure to enforce a term is not a waiver.

Questions can be sent to support@itrfno.com. Governing-law and grievance details must be published before checkout is enabled; a specifically negotiated written order controls where it lawfully differs from this page.